Person using credit card in shop

Credit Cards

Personal Credit Cards 

Give yourself the credit—and benefits—you deserve! Switch to a Citizens First Bank Visa® Credit Card! Stop by one of our convenient locations or apply here today.


Visa Credit Card

Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits.

Three great options all from the bank you know best.
  • Rewards Platinum - Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit for details.3
  • Cash Rewards Platinum - Earn 1% cash back on all net purchases.3
  • Platinum Edition - No penalty APR and competitive rates.*
Enjoy the following features with all of the above options:
  • Competitive Rates*
  • Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
  • Free FICO® Score1
  • Cell Phone Protection2
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts

*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.
3In order to access rewards, your account must be open and in good standing.
4No one can prevent all identity theft. 

Introducing MyCard Mobile 

Get quick and secure access to your account from wherever you are. Introducing MyCard Mobile. the mobile app for your Citizens First Bank credit card! Download the app today to manage your card from anywhere, anytime. MyCard Mobile allows you to do the following: 
  • Make a payment, check your balance and transaction history
  • See enriched data combining location, merchant, and map
  • Lock and report lost or stolen credit cards 
  • View spend insights with graphs 
  • Receive transaction and account alerts 
Visit the app store on your Apple or Android device to download the app today! 
This card is issued by TCM Bank, N.A. Subject to credit approval. 
My card mobile graphic