Happy African American couple in front of their RV at campground

Consumer Lending

Citizens First Bank has a lending solution that's right for you.

Citizens First Bank offers consumer loans to meet your personal needs. Whether you are renovating your home or purchasing a vehicle, if you reside in, or are moving to Lake, Sumter, Marion or Citrus County, Florida, our team is ready to help1! For your convenience, loans are originated and closed at each of our branch locations, and our local lenders will assist you through the process from start to finish.

Home equity lines of credit

If you own your home and it has accumulated value, that value is called “equity.” By using that equity, you are able to get the funds you need, for the things you need! The line is ready when you need it and waiting when you don’t.

At Citizens First Bank, our lenders will look closely at your unique situation, and help you decide whether using your home equity is the best option for you.

Personal loans

Golf car access is an important part of living in our community and for many, it’s as necessary as owning an automobile. A new or used golf car loan will allow you to own the golf car that is just right for you whether you are looking for a standard car or one with features as individualized as you.
Our Lenders can also assist you with:
  • Mobile Home Loans
  • New and used Vehicle Loans
  • Recreational Vehicles (motor homes, campers, etc.) Loans
  • Account Secured Loans that allow you to borrow money against your CD or savings account while continuing to earn interest.
To learn more, stop by or call one of our branch locations today.

1Offer subject to credit approval.