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Fannie Mae HomeReady® Mortgage

Making dreams of homeownership possible

When you're ready to buy a home, a Fannie Mae HomeReady® mortgage from Citizens First Bank can help1. The HomeReady® mortgage helps homebuyers overcome down payment and closing cost barriers. Citizens First Bank is ready to help make your dreams of homeownership come true. From the first appointment through closing, our lenders will be with you every step of the way.

Key benefits:

  • First-time or repeat homebuyers
  • As low as 3% down payment for home purchase
  • Fixed interest rate or adjustable rate mortgages
  • Supplemental boarder or rental income allowed2
  • Flexible funding for down payment and closing costs3
  • Available for purchase or refinance4 of primary residence
1 Offer is subject to credit approval.
2 Qualifying income can include rental or boarder income, including income from Accessory Dwelling Units.
3 Gifts, grants, and Community Seconds® are eligible funding sources for down payments and closing costs.
4 Cash-out refinances not permitted.

Contact us today to learn more about a Fannie Mae HomeReady® mortgage from Citizens First Bank.

Other resources:

Click each link shown below for information and tips for both renter and homeowners on choosing your first home, improving your credit score, saving for a down payment, and a new home to-do list.