
Whether you are buying your first home, refinancing your existing home or preparing for your retirement home, our experienced lenders can assist you in choosing the right loan product. We take pride in providing education and guidance to achieve the individual goals of each of our customers.
The following is a list of common questions that customers frequently have. For your convenience, each question is linked to a financial calculator.
Remember, our lenders are always available to provide personalized answers to any questions that you may have.
Contact us today and we will help you every step of the way!
Things to consider
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?

Mortgages with a personal touch.
"Citizens First Bank made my mortgage process stress free. Their team was knowledgeable, easy to deal with, and quick to answer any questions I may have had. I could not be happier. I highly recommend Citizens First Bank."
-Andrew Smale
Resident of The Villages