Business Minimum Balance Checking
$100 minimum balance to open
- $500 daily balance requirement per statement cycle to avoid maintenance charge
- $10 monthly maintenance charge
- No charge for first 250 items for deposit/withdrawal ($0.15 for each item after)
- Business eBanking with Bill Pay
- Business Mobile Banking with Check Deposit
- Cash management services available*
Business Relationship Checking
$100 minimum balance to open
- $3,000 average daily, $15,000 combined, or $50,000 loan balance requirement per statement cycle to avoid maintenance charge
- $13 monthly maintenance charge
- No charge for first 500 items for deposit/withdrawal ($0.15 for each item after)
- Business eBanking with Bill Pay
- Business Mobile Banking with Check Deposit
- Cash management services available*
Commercial Analysis Checking
$100 minimum balance to open
- Service charges may be offset or reduced by an Earnings Credit
- $15 monthly maintenance charge
- $0.15 for each item
- Business eBanking with Bill Pay
- Business Mobile Banking with Check Deposit
- Cash management services available*
Specialty Accounts
Non-Profit Checking
$100 minimum balance to open
- $3,000 daily balance requirement per statement cycle to avoid maintenance charge
- $15 monthly maintenance charge
- No charge for first 500 items for deposit/withdrawal ($0.15 for each item after)
- Business eBanking with Bill Pay
- Business Mobile Banking with Check Deposit
- Cash management services available*
IOLTA Tiered Now
$100 minimum balance to open
- Maintenance charge waived if customer has an operating account with Citizens First Bank.
- $10 monthly maintenance charge
- No charge for first 300 items for deposit/withdrawal ($0.15 for each item after)
- Tiered interest rate based on balances
- Business eBanking (excluding Bill Pay)
- Business Mobile Banking with Check Deposit
- Cash management services available (excluding ACH origination)*
Public Funds
$100 minimum balance to open
- $3,000 daily balance requirement per statement cycle to avoid maintenance charge
- $10 monthly maintenance charge
- No charge for first 150 items for deposit/withdrawal ($0.15 for each item after)
- Business eBanking with Bill Pay
- Business Mobile Banking with Check Deposit
- Cash management services available*
Club & Association
$100 minimum balance to open
- No minimum balance requirement
- No monthly maintenance charge
- No charge for first 100 items for deposit/withdrawal ($0.15 for each item after)
*Cash management services include ACH origination, desktop deposit capture, domestic wires, merchant services, and Positive Pay services. Cash management services are subject to approval and fees may apply.