Southern Trace branch building


Find a Branch Near You!

Citizens First Bank has 16 branches and an extensive ATM banking network in The Villages® and surrounding communities.

Citizens First Bank customers can also use their ATM or debit card at any Publix Presto! ATM with no surcharges1 or transaction fees2. The Presto! ATM network has over 1,200 ATMs located throughout the Southeast, with over 800 locations in Florida. For more information about the Presto! network, visit the Publix Super Markets website

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1What is a surcharge? A surcharge is a fee incurred from another institution for using their ATM. 

2What is a transaction fee? A transaction fee is one that Citizens First Bank charges in order to process your transaction from another institution's ATM machine.