Looking for the right account for you? Try our helpful Checking Account Finder.
All of our checking accounts include Online Banking with Bill Pay*, Mobile Banking with Mobile Deposit, and eStatements with Online Banking.
*Must be 18 years of age to have bill pay.
Minors must be at least 11 years of age and have an adult 18 or older as a joint owner.
American Heroes Checking
For military, veterans, and first responders
- $25 minimum balance to open
- No minimum balance requirement
- Earns interest on balances over $1,000
- Free branded checks
- Branded debit card with rewards1
- Free cashier's checks/money orders2
- Account holder may qualify for a loan discount1
2 Limit 3 per statement cycle.
Buffalo Charity Checking
Supporting the Buffalo Scholarship Foundation
- $25 minimum balance to open
- No minimum balance requirement
- No monthly maintenance charge
- Free welcome pack wallet checks
- Branded debit card with $0.10 donation from Citizens First Bank to the Buffalo Scholarship Foundation for each debit transaction*
*Excluding ATM transactions
Click here to convert your existing checking account.
Senior Interest Checking
Interest checking for those 50+ years of age
- $25 minimum balance to open
- No minimum balance requirement
- No monthly maintenance charge
- Earns interest on balances over $1,000
- Free first order of Custom Creation wallet checks
- Debit/ATM card available
- Free cashier's checks/money orders*
*Limit 3 per statement cycle.
First Express Checking
Basic checking
- $25 minimum balance to open
- No minimum balance requirement
- No monthly maintenance charge
- Free welcome pack wallet checks
- Debit/ATM card available
Student Checking
Great starter account
- $25 minimum balance to open
- No minimum balance requirement
- No monthly maintenance charge
- Debit/ATM card available