Schedule of Fees
Effective May 9, 2025
| Service | Fee |
|---|---|
| Account Closed within 90 days of opening | $25.00 |
| ATM/Debit Lost Card Replacement | $5.00 |
| ATM/Debit Card Expedited Fee | $60.00 |
| ATM Withdrawal/Inquiry Fee | $2.00 each inquiry, withdrawal, or transfer at non-Citizens First Bank ATM |
| Cashier's Checks (customers) | $10.00 |
| Check Copies | $5.00 after 3 free per statement cycle |
| Check Printing | Fee based on style and quantity of checks ordered |
| Collection - Domestic incoming/outgoing | $10.00 |
| Collection - Foreign incoming/outgoing | $50.00 |
| Dormant Account Fee (no customer contact for 365 days) | $10.00 per month |
| Duplicate Statement mailed to others | $5.00 |
| Fax Charge- Continental U.S. Only |
$5.00 first page, $1.00 each additional page - customer
$7.00 first page, $1.00 each additional page - non-customer
|
| Foreign Check Deposit | $10.00 |
| Foreign Currency Exchange | $25.00 |
| Foreign Drafts (customers only) | $30.00 |
| Money Orders (customers only) | $5.00 |
| Notary |
No charge - customer
$3.00 per page - non-customer
|
|
Overdraft Fee - (created by check, in-person, ATM or other electronic means)
|
$35.00 per item/maximum 3 fees per day charged (no fee on items $5.00 or less/no fee if ending balance is overdrawn $5.00 or less)
|
| Research Request | $25.00 per hour (minimum one hour) |
|
Return Item Fee - (created by check, in-person, ATM or other electronic means)
|
$35.00 per item/maximum 3 fees per day charged (no fee on items $5.00 or less/no fee if ending balance is overdrawn $5.00 or less)
|
| Returned Deposit Fee - (return of deposited item - domestic) | $12.00 |
| Return Deposit Fee - (return of deposited item - foreign) | $25.00 |
|
Returned Mail Fee
|
$5.00 per month |
| Stop Payment | $32.00 |
| Wire Transfers - (Domestic) |
$15.00 Incoming Wire Fee
$30.00 Outgoing Wire Fee
|
| Wire Transfers - (International) |
$30.00 Incoming Wire Fee
$50.00 Outgoing Wire Fee
|