Arial view of Lake Sumter Landing, The Villages, FL.

Schedule of Fees

Schedule of Fees 

Effective June 1, 2024

Service Fee
Account Closed within 90 days of opening $25.00
ATM/Debit Lost Card Replacement $5.00
ATM/Debit Card Expedited Fee $60.00
ATM Withdrawal/Inquiry Fee  $2.00 each inquiry, withdrawal, or transfer at non-Citizens First Bank ATM
Cashier's Checks (customers) $10.00
Check Copies $5.00 after 3 free per statement cycle
Check Printing Fee based on style and quantity of checks ordered
Collection - Domestic incoming/outgoing $10.00
Collection - Foreign incoming/outgoing $50.00
Dormant Account Fee (no customer contact for 365 days) $10.00 per month
Duplicate Statement mailed to others $5.00
Fax Charge- Continental U.S. Only
$5.00 first page, $1.00 each additional page - customer
$7.00 first page, $1.00 each additional page - non-customer
Foreign Check Deposit $10.00
Foreign Currency Exchange $25.00
Foreign Drafts (customers only) $30.00
Money Orders (customers only) $5.00
Notary
No charge - customer
$3.00 per page - non-customer
Overdraft Fee - (created by check, in-person, ATM or other electronic means)
$35.00 per item/maximum 3 fees per day charged (no fee on items $5.00 or less/no fee if ending balance is overdrawn $5.00 or less)
Research Request $25.00 per hour (minimum one hour)
Return Item Fee - (created by check, in-person, ATM or other electronic means)
$35.00 per item/maximum 3 fees per day charged (no fee on items $5.00 or less/no fee if ending balance is overdrawn $5.00 or less)
Returned Deposit Fee - (return of deposited item - domestic) $12.00
Return Deposit Fee - (return of deposited item - foreign) $25.00
Returned Mail Fee
$5.00 per month
Signature Guarantee Medallion (non-customer) $10 per stamp / $30 maximum per visit
Stop Payment $32.00
Safe Deposit Box Drilling Fee
$150.00
Safe Deposit Box Lost Key Fee - lock rotation and key replacement
$50.00
Safe Deposit Box Rental Fee

          3 x 5 $45.00/year
          3 x 10 $65.00/year
          5 x 10 $95.00/year
          10 x 10 $125.00/year
Safe Deposit Box Rental Late Fee $10.00
Wire Transfers - (Domestic)
$15.00 Incoming Wire Fee
$30.00 Outgoing Wire Fee
Wire Transfers - (International)
$30.00 Incoming Wire Fee
$50.00 Outgoing Wire Fee