Schedule of Fees
Effective November 1, 2019
| Service | Charge |
| Account balancing assistance | $25.00 per hour (minimum 1 hour) |
| Account closed within 90 days of opening | $25.00 |
| Account verification letter | $10.00 |
| ATM/debit lost card replacement | $5.00 |
| ATM Fee | $1.00 each inquiry, withdrawal, or transfer at non-Citizens First Bank ATM |
| Cash non-customer checks | $1.00 per hundred |
| Cashier's checks (customers) | $8.00 |
| Check copies | $5 after 3 free per statement cycle |
| Check printing | Fee depends on style and number of checks ordered |
| Collection - domestic incoming/outgoing | $10.00 |
| Collection - foreign incoming/outgoing | $25.00 (plus postage, handling and correspondent costs) |
| Coupon collection | $7.00 per envelope |
| Currency/coin (non-customer) | 1.00% (minimum $1.00) |
| Deposit error corrections | $2.00 |
| Dormant account fee (no customer initiated account activity for checking or savings for one year) | $10.00 per month |
| Duplicate statement mailed to others | $5.00 |
| Escheated deposit account | $50.00 |
| eStatements | No charge |
| Fax Charge- Continental U.S. Only | |
| First page - customer | $5.00 |
| First page - non-customer | $7.00 |
| Additional pages | $1.00 |
| Foreign check deposit | $10.00 |
| Foreign currency exchange | $25.00 |
| Foreign drafts (customers only) | $20.00 |
| Garnishments | $100.00 |
| Returned mail fee | $5.00 monthly |
| Internet banking with bill pay | No charge |
| IRS levy per account | $100.00 |
| Money orders (customers) | $5.00 |
| Night Depository | |
| Night deposit lock bags | $30.00 |
| Lost key night deposit bags | $20.00 |
| Lost key night depository | $5.00 |
| Notary | |
| Customer | No charge |
| Non-customer (per page) | $3.00 |
| Overdraft/Returned Item Fees | |
| Overdraft fee (check/ACH) | $35.00 per paid item |
| Return check fee (deposited items returned)-domestic | $12.00 |
| Return check fee (deposited items returned)-foreign | $25.00 |
| Return item fee (check/ACH) | $35.00 per returned item |
| Overdraft protection fee | $10.00 (after 3 transfers per cycle) |
| Photocopies | $1.00 per copy |
| Replacement of loan coupon book | $10.00 |
| Research request | $25.00 per hour (minimum 1 hour) |
| Safe Deposit Boxes | |
| 3 x 5 | $34.00 |
| 3 x 10 | $54.00 |
| 5 x 10 | $82.00 |
| 10 x 10 | $110.00 |
| Lost key - lock rotation and key replacement | Cost |
| Drill box | Cost |
| Rent late fee | $10.00 |
| Signature Guarantee Medallion (Non-Customer) | $10 per stamp / $30 maximum per visit |
| Stop payment | $32.00 all items |
| Telephone transfers | No charge |
| Wire Transfers | |
| Domestic - incoming - customer | $15.00 |
| Domestic - outgoing - customer | $25.00 |
| International - incoming - customer | $30.00 |
| International - outgoing - customer | $50.00 |