Schedule of Fees

Schedule of Fees 

Effective November 1, 2019

Service Charge
Account balancing assistance $25.00 per hour (minimum 1 hour)
Account closed within 90 days of opening $25.00
Account verification letter $10.00
ATM/debit lost card replacement $5.00
ATM Fee  $1.00 each inquiry, withdrawal, or transfer at non-Citizens First Bank ATM
Cash non-customer checks $1.00 per hundred
Cashier's checks (customers) $8.00
Check copies $5 after 3 free per statement cycle
Check printing Fee depends on style and number of checks ordered
Collection - domestic incoming/outgoing $10.00
Collection - foreign incoming/outgoing $25.00 (plus postage, handling and correspondent costs)
Coupon collection $7.00 per envelope
Currency/coin (non-customer) 1.00% (minimum $1.00)
Deposit error corrections $2.00
Dormant account fee (no customer initiated account activity for checking or savings for one year) $10.00 per month
Duplicate statement mailed to others $5.00
Escheated deposit account $50.00
eStatements No charge
Fax Charge- Continental U.S. Only
          First page - customer $5.00
          First page - non-customer $7.00
          Additional pages $1.00
Foreign check deposit $10.00
Foreign currency exchange $25.00
Foreign drafts (customers only) $20.00
Garnishments $100.00
Returned mail fee $5.00 monthly
Internet banking with bill pay No charge
IRS levy per account $100.00
Money orders (customers) $5.00
Night Depository
          Night deposit lock bags $30.00
          Lost key night deposit bags $20.00
          Lost key night depository $5.00
Notary
          Customer No charge
          Non-customer (per page) $3.00
Overdraft/Returned Item Fees
          Overdraft fee (check/ACH) $35.00 per paid item
          Return check fee (deposited items returned)-domestic $12.00
          Return check fee (deposited items returned)-foreign $25.00
          Return item fee (check/ACH) $35.00 per returned item
          Overdraft protection fee $10.00 (after 3 transfers per cycle)
Photocopies $1.00 per copy
Replacement of loan coupon book $10.00
Research request $25.00 per hour (minimum 1 hour)
Safe Deposit Boxes
          3 x 5 $34.00
          3 x 10 $54.00
          5 x 10 $82.00
          10 x 10 $110.00
          Lost key - lock rotation and key replacement Cost
          Drill box Cost
          Rent late fee $10.00
Signature Guarantee Medallion (Non-Customer) $10 per stamp / $30 maximum per visit
Stop payment $32.00 all items
Telephone transfers No charge
Wire Transfers
          Domestic - incoming - customer $15.00
          Domestic - outgoing - customer $25.00
          International - incoming - customer $30.00
          International - outgoing - customer $50.00