Home Saver Program

We’re here to help you achieve your goal of homeownership.

With the Home Saver Program from Citizens First Bank, you can be on your way to meeting your financial goal of home ownership in as little as 3 months1. We’ll pair you with a trusted team of bankers who will guide you through the process of evaluating your current financial situation, assessing your credit worthiness, saving for a down payment and much, much more. It’s all part of our commitment to helping you achieve your financial goals.


Why enroll in the Home Saver Program?

  • Because it’s flexible! The length of the Home Saver Program can be tailored to your specific needs, anywhere from 3 to 24 months1.
  • Because it’s free! The Home Saver Program is available to employees of The Villages® or an authorized partner organization, free of charge.
  • Because you can save! Participants in the Home Saver Program will have access to Citizens First Bank’s Home Saver Savings Account, an interest bearing savings account with a special interest rate.
  • Because you can earn! Upon completion of the Home Saver Program, eligible borrowers2 may receive up to $2,000 in closing cost assistance on a mortgage financed with Citizens First Bank3.


1Typical program duration is 3 to 24 months, but may be customized to fit each borrower’s individual financial situation. 2Borrower will receive $250 of closing cost assistance for each 90 days of participation in the program, capped at $2,000. Borrower must be enrolled in the Home Saver Program for a minimum of 90 days to receive closing cost assistance. 3Closing cost assistance may only be applied to a mortgage financed with Citizens First Bank. Offer valid for a single primary residence  in Lake, Sumter, or Marion County and may be redeemed one time. Offer of credit subject to credit approval. Program subject  to change.

Check out The Road to Home Ownership: Your Guide to the Home Saver Program





Are you ready to take the next step toward home ownership?

Click below to schedule a complimentary consultation today! 

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