Golf Car Loans Frequently Asked Questions

Q: How can I apply? 

A: You can Apply online from the comfort of your home, in a Citizens First Bank branch, or on the go! Our easy online application offers: 
  • Instant Approval1
  • A prequalification so you can shop for the perfect golf car (valid for 120 days from application date)
  • Quick loan review and decision

Q: What information do I need to provide the bank at the time of signing? 

A: You should collect the following information before signing: 
  • Purchase agreement or bill of salewhich includes: 
    • The golf car's year, make, and VIN/serial number 
      • Used golf car's age cannot exceed 5 years 
    • The golf car's purchase price 
    • The seller's full name (printed, signed, dated) 
    • The buyer's full name (printed, signed, dated) 
  • ID (Driver's license, passport, state ID, or military ID) 

Q: Where do I sign my loan documents? 

A: You can sign your loan documents in one of our convenient branches or have them delivered electronically to your email via DocuSign®.  

Q: How long does it take to fund a loan? 

A: Golf car loans can typically be funded same-day depending on time of application and approval. Speak to your banker to receive full details. 

Q: What does my payment schedule look like? Will I be sent a coupon book? 

A: You will be sent monthly statements for your golf car loan and no coupon book will be provided. For your convenience, you can set up an auto-draft from any Citizens First Bank account. Speak to your banker to receive full details. 

1Instant approval if qualifications are met. 
2View a sample bill of sale here