Account Types*
Tiered Statement Savings
Monthly Maintenance Charge
	$2
Min Daily Balance to Avoid Monthly Maintenance Charge
	$100
Minimum Opening Balance
	$100
Interest Bearing Accounts
	Tiered interest is only paid on those days that the balance is $100 or more.
Special Requirements
Youth Savings & VCS Student Savings
Monthly Maintenance Charge
	$2
Min Daily Balance to Avoid Monthly Maintenance Charge
	$25
Minimum Opening Balance
	$25
Interest Bearing Accounts
	Tiered interest is only paid on those days that the balance is $25 or more.
Special Requirements
	Must be 16-25 years of age if full-time student. Children under 18 must have an adult with a Citizens First Bank account as joint owner.

Account Types*
Tiered Statement Savings
Monthly Maintenance Charge	$2
Min Daily Balance to Avoid Monthly Maintenance Charge	$100
Minimum Opening Balance	$100
Interest Bearing Accounts	Tiered interest is only paid on those days that the balance is $100 or more.
Special Requirements
Youth Savings & VCS Student Savings
Monthly Maintenance Charge	$2
Min Daily Balance to Avoid Monthly Maintenance Charge	$25
Minimum Opening Balance	$25
Interest Bearing Accounts	Tiered interest is only paid on those days that the balance is $25 or more.
Special Requirements	Must be 16-25 years of age if full-time student. Children under 18 must have an adult with a Citizens First Bank account as joint owner.

Account Type*
Tiered Statement Savings
Monthly Maintenance Charge	$2
Minimum Daily Balance to Avoid Monthly Maintenance Charge	$100
Minimum Opening Balance	$100
Interest Bearing Accounts	Tiered interest is only paid on those days that the balance is $100 or more.
Special Requirements
Youth Savings & VCS Student Savings
Monthly Maintenance Charge	$2
Minimum Daily Balance to Avoid Monthly Maintenance Charge	$25
Minimum Opening Balance	$25
Interest Bearing Accounts	Tiered interest is only paid on those days that the balance is $25 or more.
Special Requirements	Must be 16-25 years of age if full-time student. Children under 18 must have an adult with a Citizens First Bank account as joint owner.

Account Type*	Monthly Maintenance Charge	Minimum Daily Balance to Avoid Monthly Maintenance Charge	Minimum Opening Balance	Interest Bearing Accounts	Special Requirements
Tiered Statement Savings	$2	$100	$100	Tiered based on balances.
Youth Savings & VCS Student Savings	$2	$25	$25	Tiered interest is only paid on those days that the balance is $25 or more.	Must be at least 16 years of age. Minors under 18 must have an adult as joint owner.

 

*Certain account restrictions apply. Please see the Fee Schedule for more information. 

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