 |
Current CD Rates
Effective 5/7/2013
|
|
Term
|
Minimum Balance
To Obtain APY*
|
Interest Rate
|
APY*
|
|
30 Day
|
$2500
|
0.01%
|
0.01%
|
|
3 Months
|
$2500
|
0.03%
|
0.03%
|
|
6 Months
|
$2500
|
0.05%
|
0.05%
|
|
1 Year
|
$2500
|
0.14%
|
0.14%
|
|
18 Months
|
$2500
|
0.11%
|
0.11%
|
|
2 Years
|
$2500
|
0.22%
|
0.22%
|
|
3 Years
|
$2500
|
0.35%
|
0.35%
|
|
4 Years
|
$2500
|
0.45%
|
0.45%
|
|
5 Years
|
$2500
|
0.53%
|
0.53%
|
|
|
|
|
|
|
|
|
|
|
*APY = Annual Percentage Yield
A penalty may be imposed for withdrawals before maturity.
Fees could reduce earnings on the account.
|
Current IRA Rates
Effective 5/7/2013
|
|
Term
|
Minimum Balance
To Obtain APY*
|
Interest Rate
|
APY*
|
|
18 Month Variable IRA**
|
$2500
|
0.11%
|
0.11%
|
|
1 Year Fixed IRA
|
$2500
|
0.14%
|
0.14%
|
|
2 Year Fixed IRA
|
$2500
|
0.22%
|
0.22%
|
|
3 Year Fixed IRA
|
$2500
|
0.35%
|
0.35%
|
|
4 Year Fixed IRA
|
$2500
|
0.45%
|
0.45%
|
|
5 Year Fixed IRA
|
$2500
|
0.53%
|
0.53%
|
|
|
|
|
|
*APY = Annual Percentage Yield
**Rate may change after the account is opened.
A penalty may be imposed for withdrawals before maturity.
Fees could reduce earnings on the account.
|
Current Account Rates
Effective 5/7/2013
|
|
Account Type
|
Tiers
|
Minimum Balance
To Obtain APY*
|
Interest Rate
|
APY*
|
|
Tiered Now Accounts*
|
$1,500 - $9,999.99
|
$1,500.00
|
0.03%
|
0.03%
|
|
|
$10,000 - $29,999.99
|
$10,000.00
|
0.03%
|
0.03%
|
|
|
$30,000 - $49,999.99
|
$30,000.00
|
0.03%
|
0.03%
|
|
|
$50,000 and up
|
$50,000.00
|
0.03%
|
0.03%
|
|
|
|
|
|
|
|
Senior Interest Checking*
|
$1,000 and up
|
(1) $1,000.00
|
0.05%
|
0.05%
|
|
Citizens Advantage Money Market*
|
Less than $2,500.00
|
(2) .01
|
0.03%
|
0.03%
|
|
|
$2,500 - $9,999.99
|
$2,500.00
|
0.04%
|
0.04%
|
|
|
$10,000 - $24,999.99
|
$10,000.00
|
0.08%
|
0.08%
|
|
|
$25,000 - $49,999.99
|
$25,000.00
|
0.12%
|
0.12%
|
|
|
$50,000 - $99,999.99
|
$50,000.00
|
0.15%
|
0.15%
|
|
|
$100,000 and up
|
$100,000.00
|
0.20%
|
0.20%
|
|
Tiered Savings Account*
|
$100 - $9,999.99
|
$100.00
|
0.01%
|
0.01%
|
|
|
$10,000 - $24,999.99
|
$10,000.00
|
0.03%
|
0.03%
|
|
|
$25,000 - $99,999.99
|
$25,000.00
|
0.05%
|
0.05%
|
|
|
$100,000 and up
|
$100,000.00
|
0.08%
|
0.08%
|
|
Youth Savings Account*
|
$25 and up
|
$25.00
|
0.03%
|
0.03%
|
*APY = Annual Percentage Yield
Rate may change after the account is opened.
Fees could reduce earnings on the account.
(1) Minimum deposit to open account $1.
(2) Minimum deposit to open account $2,500.
|
|
|
 |
