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Current CD Rates
Effective 10/28/2009
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|
Term
|
Interest Rate
|
APY*
|
|
30 Day ($500 Minimum)
|
0.30%
|
0.30%
|
|
3 Months ($500 Minimum)
|
0.75%
|
0.75%
|
|
6 Months ($500 Minimum)
|
1.00%
|
1.01%
|
|
1 Year ($500 Minimum)
|
1.25%
|
1.26%
|
|
18 Months ($500 Minimum)
|
1.35%
|
1.36%
|
|
2 Years ($500 Minimum)
|
1.75%
|
1.77%
|
|
3 Years ($500 Minimum)
|
1.85%
|
1.87%
|
|
4 Years ($500 Minimum)
|
1.95%
|
1.97%
|
|
5 Years ($500 Minimum)
|
2.25%
|
2.28%
|
|
25 Month Special ($25,000 Minimum w/ Account)
|
2.00%
|
2.02%
|
|
|
|
|
*APY = Annual Percentage Yield
A penalty may be imposed for withdrawals before maturity.
Fees could reduce earnings on the account.
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Current IRA Rates
Effective 10/28/2009
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|
Term
|
Interest Rate
|
APY*
|
|
18 Month Variable IRA** ($500 Minimum)
|
1.35%
|
1.36%
|
|
1 Year Fixed IRA ($500 Minimum)
|
1.25%
|
1.26%
|
|
2 Year Fixed IRA ($500 Minimum)
|
1.75%
|
1.77%
|
|
3 Year Fixed IRA ($500 Minimum)
|
1.85%
|
1.87%
|
|
4 Year Fixed IRA ($500 Minimum)
|
1.95%
|
1.97%
|
|
5 Year Fixed IRA ($500 Minimum)
|
2.25%
|
2.28%
|
|
|
|
|
*APY = Annual Percentage Yield
**Rate may change after the account is opened.
A penalty may be imposed for withdrawals before maturity.
Fees could reduce earnings on the account.
|
Current Account Rates
Effective 10/28/2009
|
|
Account Type
|
Tiers
|
Minimum Balance To Open
|
Interest Rate
|
APY*
|
|
Tiered Now Accounts
|
$1,500 - $9,999.99
|
$1,500.00
|
0.15%
|
0.15%
|
|
|
$10,000 - $29,999.99
|
$1,500.00
|
0.35%
|
0.35%
|
|
|
$30,000 - $49,999.99
|
$1,500.00
|
0.50%
|
0.50%
|
|
|
$50,000 and up
|
$1,500.00
|
0.75%
|
0.75%
|
|
|
|
|
|
|
|
Senior Interest Checking
|
$1,000 and up
|
$500.00
|
0.65%
|
0.65%
|
|
Citizens Advantage Money Market
|
Less than $2,500.00
|
$2,500.00
|
0.15%
|
0.15%
|
|
|
$2,500 - $9,999.99
|
$2,500.00
|
0.40%
|
0.40%
|
|
|
$10,000 - $24,999.99
|
$2,500.00
|
0.80%
|
0.80%
|
|
|
$25,000 - $49,999.99
|
$2,500.00
|
1.10%
|
1.11%
|
|
|
$50,000 - $99,999.99
|
$2,500.00
|
1.40%
|
1.41%
|
|
|
$100,000 and up
|
$2,500.00
|
1.60%
|
1.61%
|
|
Tiered Savings Account
|
$100 - $9,999.99
|
$100.00
|
0.20%
|
0.20%
|
|
|
$10,000 - $24,999.99
|
$100.00
|
0.30%
|
0.30%
|
|
|
$25,000 - $99,999.99
|
$100.00
|
0.50%
|
0.50%
|
|
|
$100,000 and up
|
$100.00
|
0.75%
|
0.75%
|
|
Youth Savings Account
|
$25 and up
|
$25.00
|
0.50%
|
0.50%
|
*APY = Annual Percentage Yield
Rate may change after the account is opened.
Fees could reduce earnings on the account.
|
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