| Citizens
First Bank gives you greater choices in checking accounts. Accounts
range from First Express Checking through Business Money Market accounts.
No bank in our area gives you greater choices in checking account
service. This means you will always bank efficiently and save money
through using only the checking account you need.
Our Checking Accounts Include:
Interest Paying:
CONTACT
US BY E-MAIL
Monthly Maintenance Charge: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Charge: $0
Minimum Balance To Open Account: $1
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest: None
Transaction Restrictions: None
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets.
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE eStatements - Online, on time and paper free!
- First Welcome Pack of Checks FREE
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. Fee will apply for additional transfer, please see current fee schedule.

Monthly Maintenance Charge: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Charge: $0
Minimum Balance To Open The Account: $1
ATM Daily Limit: $150
Debit Card Daily Limit: $150
Interest: None
Transaction Restrictions: $1.00 per check over 5 checks in statement cycle
Special Requirements:
Must be 16 to 25 years of age if full time student. Children under 18 must have an adult with a Citizens First Bank account as joint owner
Additional Features:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets.
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE eStatements - Online, on time and paper free!
- First Welcome Pack of Checks FREE
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. Fee will apply for additional transfer, please see current fee schedule.

Monthly Maintenance Charge: $10
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Charge: $1,500
Minimum Balance To Open Account:$1,500
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: Tiered based on balances
Transaction Restrictions: None
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE Image Statements
- FREE eStatements - Online, on time and paper free!
- First Welcome Pack of Checks FREE
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. Fee will apply for additional transfer, please see current fee schedule.

Citizens
Advantage Money Market |
Monthly Maintenance Charge: $10
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Charge: $2,500
Minimum Balance To Open Account: $2,500
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: Tiered based on balances
Transaction Restrictions: Transfers to another account, or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.
Additional Features:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE eStatements - Online, on time and paper free!
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. Fee will apply for additional transfer, please see current fee schedule.

Monthly Maintenance Charge: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Charge: $0
Minimum Balance To Open Account: $1
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: On balances of $1,000 or more
Transaction Restrictions: None
Special Requirements:
Must be 50+ years of age
Direct deposit required
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE Image Statements
- FREE eStatements - Online, on time and paper free!
- First order of Custom Creations wallet checks FREE
- Limit of 3 cashier checks per check statement cycle
- Traveler Checks - No purchase fee
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. Fee will apply for additional transfer, please see current fee schedule.

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