| Citizens
First Bank gives you greater choices in checking accounts. Accounts
range from First Express Checking through Business Money Market accounts.
No bank in our area gives you greater choices in checking account
service. This means you will always bank efficiently and save money
through using only the checking account you need.
Our Checking Accounts Include:
Interest Paying:
CONTACT
US BY E-MAIL
Monthly Maintenance Fee: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Fee: $0
Minimum Balance To Open Account: $0
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest: None
Transaction Restrictions: None
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets.
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- Overdraft Protection available
- FREE eStatements - Online, on time and paper free!
- First pack of 30 checks FREE
- VISA® Mastercard**
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. $7.50 per additional transfer

Monthly Maintenance Fee: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Fee: $0
Minimum Balance To Open The Account: $25.00
ATM Daily Limit: $150
Debit Card Daily Limit: $150
Interest: None
Transaction Restrictions: $1.00 per check over 5 checks in statement cycle
Special Requirements:
Must be 16 to 25 years of age if full time student. Children under 18 must have an adult with a Citizens First Bank account as joint owner
Additional Features:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets.
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- Overdraft Protection available
- FREE eStatements - Online, on time and paper free!
- First pack of 30 checks FREE
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. $7.50 per additional transfer

Monthly Maintenance Fee: $10
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Fee: $1,500
Minimum Balance To Open Account:$1,500
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: Tiered based on balances
Transaction Restrictions: None
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE Image Statements
- Overdraft Protection available
- FREE eStatements - Online, on time and paper free!
- First pack of 30 checks FREE
- VISA® Mastercard**
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. $7.50 per additional transfer

Citizens
Advantage Money Market |
Monthly Maintenance Fee: $10
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Fee: $2,500
Minimum Balance To Open Account: $2,500
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: Tiered based on balances
Transaction Restrictions: Transfers are limited to 6 per statement cycle.*
Additional Features:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- Overdraft Protection available
- FREE eStatements - Online, on time and paper free!
- VISA® Mastercard**
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. $7.50 per additional transfer
* |
Transfers to another account or to 3rd parties by pre-authorized, automatic or telephone transfers |
** |
Upon approval |

Monthly Maintenance Fee: $0
Minimum Daily Balance Requirement Per Statement Cycle To Avoid Maintenance Fee: $0
Minimum Balance To Open Account: $500
ATM Daily Limit: $500
Debit Card Daily Limit: $1,500
Interest Bearing Account: On balances of $1,000 or more
Transaction Restrictions: None
Special Requirements:
Must be 50+ years of age
Direct deposit required
Additional Benefits:
- No ATM Fees at Citizens ATMs in The Villages, Leesburg and ALL Publix Supermarkets
- Debit/ATM card with no issuance fee
- FREE Online Banking with Bill Pay
- FREE 24 Hour Banking by Phone
- FREE Image Statements
- Overdraft Protection available
- FREE eStatements - Online, on time and paper free!
- First order of 200 Custom Creations wallet checks FREE
- VISA® Mastercard**
- Limit of 3 cashier checks per check statement cycle
- Traveler Checks - No purchase fee
- FREE Notary Service
- FREE Signature Guarantee Service
- 3 Free Overdraft transfers from checking or savings. $7.50 per additional transfer

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