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Business Minimum Balance
Checking Account

Business Minimum Balance Checking Account is designed for sole proprietorships, partnerships and corporations which have limited activity and want the combination of low cost and good value.

Advantages

  • $100 to open
  • $1000 average daily balance to avoid a flat $10.00 a month maintenance fee
  • Limited to 100 items (Checks paid, deposits, deposited items, ACH items)
  • Account information available 24 hours a day
  • Internet banking at no charge
  • Statement issued last business day of the month

We reserve the right to apply our analysis to determine charges for accounts with unusual activity.

Business Relationship
Checking Account

Business Relationship Checking Account is designed for sole proprietorships, partnerships and corporations that have moderate activity.

Advantages

  • $100 to open
  • $3000 average daily balance or $15,000 combined daily balances in related accounts which include: Business Checking, Business Savings, Business Money Market, and Business Loans to avoid a flat $13.00 a month maintenance fee
  • Limited to 300 Items (Checks paid, deposits, deposited items, ACH items)
  • Account information available 24 hours a day
  • Internet banking at no charge
  • Statement issued last business day of the month

We reserve the right to apply our analysis to determine charges for accounts with unusual activity.

Commercial Checking Account

The Commercial Checking Account is designed for businesses with higher activity. This account is based on analysis which offers a credit for balances maintained to reduce or eliminate the service charge.

Advantages

  • $100 to open
  • Earnings credit is based on 100% of the Average Federal Funds Rate less reserve requirements
  • Account information available 24 hours a day
  • Internet banking at no charge
  • Statement issued last business day of the month

Monthly service charge:

  • Monthly maintenance fee: $10.00
  • Items paid: $.15
  • Deposits: $.30
  • Items in deposit: $.10

Business Advantage Money Market

Transaction limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle. Interest on collected balances is compounded daily and paid to your account monthly.

Advantages

  • $100 to open
  • Minimum daily balance of $2,500 or more to avoid a flat $10.00 a month maintenance fee
  • Account information available 24 hours a day
  • Internet banking at no charge

Non-Profit Checking Account

For non-profit organizations with low transaction levels.

Advantages

  • $100 to open
  • Minimum average daily balance of $500 to avoid a monthly maintenance fee of $10.00
  • Account information available 24 hours a day
  • Internet banking at no charge
  • Statement issued last business day of the month

We reserve the right to apply our analysis to determine charges for accounts with unusual activity.

 

 

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